Get up to
₦10M
in SME loans
  • No collateral needed
  • Competitive rates
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Quick and easy application process

Requirements:
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    Based in Nigeria
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    Sole trader, partnership, or limited company
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    Basic information about your business
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    Bank statement
Download the app to get started today!

Grow your business with Shara

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Over ₦50BN Disbursed
Businesses use Shara loans to achieve their goals and thrive in a competitive market.
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100k Loans Taken
Shara loans fuel growth across several business sectors.
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7,000+ Shara Businesses
Over 7000 business owners trust Shara to grow their business.

What Shara customers say

Shara loans have transformed thousands of businesses across Nigeria
Korede
Processed Foods, Abeokuta
“I prefer Shara to other financial institutions because Shara is reliable and Shara helps me meet my working capital needs all year round. Shara funds make sure I don’t run around when emergencies arise. Always happy to recommend Shara to others who need their services”.
Ola
Consumer Electronics, Lagos
“Shara is perfect for my business because it ensures I always have the funds to meet my supply demands. Even when I am out of working capital, I can always take on more business because I know Shara is a standing purse I can draw from anytime I am in need. The process is very smooth and easy to understand”
Augustine
FMCG Drinks & Beverage, Warri
“I choose Shara over the big banks because of how easy it is to access cash. It is not time consuming and stressful like the banks. Also, Shara does not have unnecessary charges, from the start of the deal, I know how much I will be paying, no additional charges or new charges a few weeks later. It is a reliable source of funds to stock up products and meet the demands from my business partners”.
Abdullahi
Building Materials, Kano
“I always use Shara because Shara’s offer is better than other lenders. There are no hidden charges and when I make my calculations, the other banks that approach me are charging me more than Shara. Also, the Customer service helps me anytime I have issues and it is always fixed that same day. Shara funds have helped me do more business and grow in my market”.
Korede
Processed Foods, Abeokuta
“I prefer Shara to other financial institutions because Shara is reliable and Shara helps me meet my working capital needs all year round. Shara funds make sure I don’t run around when emergencies arise. Always happy to recommend Shara to others who need their services”.
Ola
Consumer Electronics, Lagos
“Shara is perfect for my business because it ensures I always have the funds to meet my supply demands. Even when I am out of working capital, I can always take on more business because I know Shara is a standing purse I can draw from anytime I am in need. The process is very smooth and easy to understand”
Augustine
FMCG Drinks & Beverage, Warri
“I choose Shara over the big banks because of how easy it is to access cash. It is not time consuming and stressful like the banks. Also, Shara does not have unnecessary charges, from the start of the deal, I know how much I will be paying, no additional charges or new charges a few weeks later. It is a reliable source of funds to stock up products and meet the demands from my business partners”.
Abdullahi
Building Materials, Kano
“I always use Shara because Shara’s offer is better than other lenders. There are no hidden charges and when I make my calculations, the other banks that approach me are charging me more than Shara. Also, the Customer service helps me anytime I have issues and it is always fixed that same day. Shara funds have helped me do more business and grow in my market”.

Shara in the news

Vanguard
Nairametrics
Business Day
Ventures Africa
Business Insider
Tech Cabal

Frequently asked questions

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